Languedoc property sales and comprehensive Languedoc property guide including where, which property, tips, agents, shops, bank accounts,  surveys, currency, insurance, mortgages, notaires, translation, French property terms, leasebacks
A family run Estate Agent in the Sommieres, Gard area of Languedoc - covering the area from Nimes to Montpellier and extending north to the lower Cevennes hills
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Languedoc property guide

Languedoc property : typical modern Languedoc villa

French mortgages


French Mortgage options :

French based purchase - repayment mortgage

  • Lower interest rates
  • On account payments possible for properties under construction
  • Fixed, variable and capped interest options
  • Better consumer protection laws
  • Interest may be offset against property income
  • All transactions in French
  • Currency movement risk if transferring GBP's for repayment
  • Repayments cannot exceed 33% of pre-tax monthly income
  • Equity release more restricted
  • More information on currency
  • Up to 85% mortgage
  • Capped interest is maintained by varying the repayment time
  • Actual terms vary : the above is indicative only




CA mortgage terms included as an example from the major mortgage provider.



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