Languedoc property guide |
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French mortgages |
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Mortgage information index : |
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French Mortgage options :
French based purchase - repayment mortgage
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| Benefits |
- Lower interest rates
- On account payments possible for properties under construction
- Fixed, variable and capped interest options
- Better consumer protection laws
- Interest may be offset against property income
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| Disadvantages |
- All transactions in French
- Currency movement risk if transferring GBP's for repayment
- Repayments cannot exceed 33% of pre-tax monthly income
- Equity release more restricted
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| Notes |
- More information on currency
- Up to 85% mortgage
- Capped interest is maintained by varying the repayment time
- Actual terms vary : the above is indicative only
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CA mortgage terms included as an example from the major mortgage provider.
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